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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,381 | $154,209+53.9% | $130,062+82.5% | $139,487+70.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 10.95% | 32.52%-21.6pp | -137.37%+148.3pp | 373.84%-362.9pp |
| Employer contribution / active EE | $27,381 | $5,292+417.4% | $4,322+533.5% | $4,755+475.9% |
| Participant deferral / active EE | $10,951 | $6,709+63.2% | $5,821+88.1% | $6,713+63.1% |
| Admin fee / account holder | $21,917 | $13,988+56.7% | $10,601+106.8% | $11,407+92.1% |