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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,201 | $152,619+3.7% | $125,195+26.4% | $152,909+3.5% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 12.63% | 54.85%-42.2pp | 43.79%-31.2pp | 345.46%-332.8pp |
| Employer contribution / active EE | $21,238 | $4,947+329.3% | $3,866+449.3% | $4,764+345.8% |
| Participant deferral / active EE | $7,199 | $5,869+22.7% | $4,937+45.8% | $5,851+23.0% |
| Admin fee / account holder | $643 | $13,437-95.2% | $9,704-93.4% | $11,601-94.5% |