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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,574 | $142,409+35.9% | $119,634+61.8% | $134,545+43.9% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -11.36% | -12.46%+1.1pp | -14.98%+3.6pp | 418.37%-429.7pp |
| Employer contribution / active EE | $30,317 | $5,224+480.3% | $4,232+616.3% | $4,742+539.4% |
| Participant deferral / active EE | $10,415 | $6,468+61.0% | $5,601+85.9% | $6,401+62.7% |
| Admin fee / account holder | $2,774 | $13,594-79.6% | $10,329-73.1% | $11,431-75.7% |