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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,480 | $95,415-88.0% | $185,851-93.8% | $85,851-86.6% |
| Participation rate | 93.3% | 68.8%+24.6pp | 81.7%+11.6pp | 69.3%+24.0pp |
| Annual return | 22.10% | 23.59%-1.5pp | 122.11%-100.0pp | 318.63%-296.5pp |
| Employer contribution / active EE | $1,701 | $3,314-48.7% | $5,168-67.1% | $2,565-33.7% |
| Participant deferral / active EE | $1,352 | $3,424-60.5% | $5,569-75.7% | $3,952-65.8% |
| Admin fee / account holder | $485 | $7,215-93.3% | $16,245-97.0% | $6,261-92.3% |