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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,018 | $91,198-90.1% | $178,503-94.9% | $79,856-88.7% |
| Participation rate | 80.9% | 69.2%+11.6pp | 81.9%-1.1pp | 69.6%+11.2pp |
| Annual return | 2.16% | 24.20%-22.0pp | 151.12%-149.0pp | 31.71%-29.6pp |
| Employer contribution / active EE | $643 | $3,257-80.3% | $5,011-87.2% | $2,471-74.0% |
| Participant deferral / active EE | $1,336 | $3,237-58.7% | $5,202-74.3% | $3,741-64.3% |
| Admin fee / account holder | $829 | $6,748-87.7% | $13,987-94.1% | $5,306-84.4% |