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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,991 | $85,171-91.8% | $172,753-96.0% | $72,976-90.4% |
| Participation rate | 97.5% | 70.1%+27.4pp | 82.6%+14.9pp | 69.5%+28.0pp |
| Annual return | 349.70% | 27.32%+322.4pp | 803.00%-453.3pp | 81.02%+268.7pp |
| Employer contribution / active EE | $1,593 | $3,324-52.1% | $5,144-69.0% | $2,440-34.7% |
| Participant deferral / active EE | $1,055 | $3,260-67.6% | $5,198-79.7% | $3,608-70.8% |
| Admin fee / account holder | $454 | $5,880-92.3% | $13,956-96.7% | $5,124-91.1% |