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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,137 | $160,070-33.7% | $147,117-27.9% | $145,897-27.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.14% | 98.69%-86.5pp | 420.54%-408.4pp | 552.29%-540.2pp |
| Employer contribution / active EE | $1,851 | $5,285-65.0% | $4,932-62.5% | $4,663-60.3% |
| Participant deferral / active EE | $2,709 | $8,419-67.8% | $8,065-66.4% | $6,689-59.5% |
| Admin fee / account holder | $970 | $15,035-93.5% | $12,993-92.5% | $13,390-92.8% |