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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,279 | $71,197+97.0% | $93,669+49.8% | $80,925+73.3% |
| Participation rate | 59.3% | 60.4%-1.1pp | 68.7%-9.5pp | 67.7%-8.4pp |
| Annual return | 10.47% | 11.27%-0.8pp | 133.59%-123.1pp | 35.65%-25.2pp |
| Employer contribution / active EE | $2,631 | $1,565+68.1% | $2,424+8.5% | $2,756-4.6% |
| Participant deferral / active EE | $6,102 | $4,036+51.2% | $4,416+38.2% | $4,299+42.0% |
| Admin fee / account holder | $1,738 | $6,959-75.0% | $8,291-79.0% | $6,940-75.0% |