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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,801 | $70,418+55.9% | $96,570+13.7% | $85,847+27.9% |
| Participation rate | 52.0% | 61.8%-9.8pp | 69.8%-17.8pp | 69.3%-17.3pp |
| Annual return | 0.00% | 18.59%-18.6pp | 37.79%-37.8pp | 318.61%-318.6pp |
| Employer contribution / active EE | $1,989 | $1,413+40.7% | $2,357-15.6% | $2,565-22.5% |
| Participant deferral / active EE | $4,843 | $2,894+67.3% | $3,849+25.8% | $3,952+22.5% |
| Admin fee / account holder | $408 | $4,995-91.8% | $6,182-93.4% | $6,261-93.5% |