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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,948 | $65,566+86.0% | $86,235+41.4% | $75,177+62.2% |
| Participation rate | 60.0% | 60.5%-0.5pp | 69.0%-9.0pp | 67.2%-7.2pp |
| Annual return | 16.47% | 46.07%-29.6pp | 1170.03%-1153.6pp | 160.75%-144.3pp |
| Employer contribution / active EE | $2,637 | $1,553+69.8% | $2,381+10.7% | $2,671-1.3% |
| Participant deferral / active EE | $5,816 | $3,023+92.4% | $3,987+45.9% | $4,126+40.9% |
| Admin fee / account holder | $796 | $5,470-85.5% | $6,856-88.4% | $5,651-85.9% |