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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,472 | $63,346-55.1% | $92,240-69.1% | $70,126-59.4% |
| Participation rate | 0.0% | 68.7%-68.7pp | 76.5%-76.5pp | 69.5%-69.5pp |
| Annual return | 30.91% | 530.19%-499.3pp | 176.29%-145.4pp | 73.15%-42.2pp |
| Employer contribution / active EE | $2,135 | $2,471-13.6% | $3,680-42.0% | $2,343-8.9% |
| Participant deferral / active EE | $3,928 | $2,854+37.6% | $3,897+0.8% | $3,332+17.9% |
| Admin fee / account holder | $1,101 | $3,841-71.3% | $5,194-78.8% | $4,645-76.3% |