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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,028 | $56,894-59.5% | $84,753-72.8% | $62,881-63.4% |
| Participation rate | 40.5% | 68.5%-28.0pp | 76.6%-36.1pp | 69.3%-28.8pp |
| Annual return | 14.95% | 6.30%+8.6pp | 22.78%-7.8pp | 20.14%-5.2pp |
| Employer contribution / active EE | $825 | $2,400-65.6% | $3,574-76.9% | $2,281-63.8% |
| Participant deferral / active EE | $1,414 | $2,709-47.8% | $3,712-61.9% | $3,203-55.8% |
| Admin fee / account holder | $52 | $3,581-98.6% | $5,333-99.0% | $4,296-98.8% |