Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,213 | $57,590+68.8% | $86,233+12.7% | $82,448+17.9% |
| Participation rate | 23.4% | 57.9%-34.5pp | 69.0%-45.6pp | 68.1%-44.7pp |
| Annual return | 10.61% | 22.41%-11.8pp | 61.39%-50.8pp | 41.64%-31.0pp |
| Employer contribution / active EE | $0 | $1,655-100.0% | $2,504-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $998 | $3,080-67.6% | $4,559-78.1% | $4,139-75.9% |
| Admin fee / account holder | $2,928 | $4,730-38.1% | $8,342-64.9% | $7,234-59.5% |