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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,078 | $97,027+110.3% | $83,323+144.9% | $135,382+50.7% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -10.85% | 12.31%-23.2pp | 10.63%-21.5pp | 519.77%-530.6pp |
| Employer contribution / active EE | $8,250 | $4,143+99.1% | $3,379+144.2% | $4,779+72.6% |
| Participant deferral / active EE | $18,500 | $5,964+210.2% | $5,565+232.4% | $5,609+229.8% |
| Admin fee / account holder | $1,316 | $8,427-84.4% | $7,539-82.5% | $10,829-87.8% |