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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,901 | $96,558+58.4% | $80,977+88.8% | $273,972-44.2% |
| Participation rate | 100.0% | 79.1%+20.9pp | 75.8%+24.2pp | 83.0%+17.0pp |
| Annual return | 13.77% | 15.14%-1.4pp | 17.11%-3.3pp | 41.46%-27.7pp |
| Employer contribution / active EE | $7,800 | $4,869+60.2% | $3,715+110.0% | $4,869+60.2% |
| Participant deferral / active EE | $19,459 | $6,598+194.9% | $5,696+241.6% | $5,287+268.0% |
| Admin fee / account holder | $1,167 | $7,493-84.4% | $5,517-78.8% | $10,133-88.5% |