Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,098 | $95,383-46.4% | $185,837-72.5% | $85,856-40.5% |
| Participation rate | 30.6% | 68.8%-38.2pp | 81.7%-51.1pp | 69.3%-38.7pp |
| Annual return | 9.02% | 23.59%-14.6pp | 122.08%-113.1pp | 318.58%-309.6pp |
| Employer contribution / active EE | $200 | $3,313-94.0% | $5,168-96.1% | $2,565-92.2% |
| Participant deferral / active EE | $1,248 | $3,423-63.6% | $5,568-77.6% | $3,952-68.4% |
| Admin fee / account holder | $1,287 | $7,213-82.2% | $16,241-92.1% | $6,261-79.4% |