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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,564 | $77,574+156.0% | $108,753+82.6% | $86,983+128.3% |
| Participation rate | 76.0% | 62.3%+13.7pp | 71.1%+4.9pp | 69.5%+6.5pp |
| Annual return | 16.40% | 18.42%-2.0pp | 37.47%-21.1pp | 25.83%-9.4pp |
| Employer contribution / active EE | $1,776 | $1,611+10.3% | $2,427-26.8% | $2,584-31.3% |
| Participant deferral / active EE | $6,998 | $3,128+123.7% | $4,115+70.1% | $4,194+66.9% |
| Admin fee / account holder | $6,075 | $6,529-6.9% | $10,320-41.1% | $7,856-22.7% |