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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,307 | $102,696+13.3% | $86,235+34.9% | $139,487-16.6% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 17.90% | 1925.91%-1908.0pp | 1170.03%-1152.1pp | 373.84%-355.9pp |
| Employer contribution / active EE | $7,097 | $3,034+133.9% | $2,381+198.0% | $4,755+49.3% |
| Participant deferral / active EE | $8,832 | $4,679+88.8% | $3,987+121.5% | $6,713+31.6% |
| Admin fee / account holder | $673 | $8,667-92.2% | $6,856-90.2% | $11,407-94.1% |