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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,393 | $111,785+34.5% | $93,669+60.6% | $145,877+3.1% |
| Participation rate | 87.0% | 74.2%+12.7pp | 68.7%+18.2pp | 80.3%+6.7pp |
| Annual return | 17.79% | 203.79%-186.0pp | 133.59%-115.8pp | 551.28%-533.5pp |
| Employer contribution / active EE | $2,051 | $3,096-33.7% | $2,424-15.4% | $4,663-56.0% |
| Participant deferral / active EE | $8,016 | $4,919+63.0% | $4,416+81.5% | $6,691+19.8% |
| Admin fee / account holder | $4,113 | $10,256-59.9% | $8,291-50.4% | $13,402-69.3% |