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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,771 | $183,516-57.1% | $155,534-49.4% | $145,884-46.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.60% | 61.43%-50.8pp | 64.92%-54.3pp | 551.85%-541.2pp |
| Employer contribution / active EE | $1,198 | $5,315-77.5% | $4,675-74.4% | $4,662-74.3% |
| Participant deferral / active EE | $5,934 | $6,467-8.2% | $5,630+5.4% | $6,690-11.3% |
| Admin fee / account holder | $10,952 | $19,293-43.2% | $15,900-31.1% | $13,392-18.2% |