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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,983 | $209,405-76.1% | $178,486-72.0% | $158,931-68.6% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 11.95% | 188.77%-176.8pp | 151.08%-139.1pp | 302.86%-290.9pp |
| Employer contribution / active EE | $1,047 | $5,707-81.7% | $5,011-79.1% | $4,761-78.0% |
| Participant deferral / active EE | $3,514 | $5,954-41.0% | $5,202-32.4% | $5,982-41.3% |
| Admin fee / account holder | $4,662 | $17,076-72.7% | $13,985-66.7% | $11,247-58.5% |