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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,282 | $217,432-62.2% | $185,851-55.7% | $167,553-50.9% |
| Participation rate | 75.0% | 86.1%-11.1pp | 81.7%-6.7pp | 82.1%-7.1pp |
| Annual return | 12.03% | 148.43%-136.4pp | 122.11%-110.1pp | 478.89%-466.9pp |
| Employer contribution / active EE | $1,726 | $5,874-70.6% | $5,168-66.6% | $4,840-64.3% |
| Participant deferral / active EE | $5,061 | $6,357-20.4% | $5,569-9.1% | $6,343-20.2% |
| Admin fee / account holder | $2,320 | $19,820-88.3% | $16,245-85.7% | $12,316-81.2% |