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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,207 | $107,030+74.0% | $73,550+153.2% | $147,586+26.2% |
| Participation rate | 55.6% | 66.4%-10.8pp | 54.9%+0.6pp | 82.8%-27.3pp |
| Annual return | 16.37% | 38.25%-21.9pp | -15.16%+31.5pp | 578.59%-562.2pp |
| Employer contribution / active EE | $1,066 | $1,760-39.5% | $1,219-12.6% | $4,876-78.1% |
| Participant deferral / active EE | $5,133 | $2,458+108.8% | $1,804+184.5% | $5,439-5.6% |
| Admin fee / account holder | $1,263 | $3,055-58.7% | $2,320-45.6% | $10,886-88.4% |