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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,002 | $110,629+104.3% | $80,784+179.8% | $167,553+34.9% |
| Participation rate | 87.5% | 64.0%+23.5pp | 54.2%+33.3pp | 82.1%+5.4pp |
| Annual return | 16.16% | 120.58%-104.4pp | 87.31%-71.2pp | 478.89%-462.7pp |
| Employer contribution / active EE | $1,261 | $1,543-18.3% | $1,160+8.6% | $4,840-74.0% |
| Participant deferral / active EE | $5,923 | $2,871+106.3% | $2,145+176.1% | $6,343-6.6% |
| Admin fee / account holder | $2,561 | $4,547-43.7% | $3,380-24.2% | $12,316-79.2% |