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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP8+ years Service code 12 · EIN 93-1253576 | Direct payment from the plan; Custodi... | $88,885 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,545 | $63,471-47.1% | $68,808-51.2% | $66,938-49.9% |
| Participation rate | 69.4% | 60.0%+9.4pp | 69.0%+0.4pp | 69.8%-0.4pp |
| Annual return | -12.60% | -8.29%-4.3pp | -6.37%-6.2pp | 1.58%-14.2pp |
| Employer contribution / active EE | $1,634 | $1,776-8.0% | $2,656-38.5% | $2,545-35.8% |
| Participant deferral / active EE | $3,758 | $2,946+27.6% | $3,942-4.7% | $4,238-11.3% |
| Admin fee / account holder | $136 | $578-76.5% | $4,936-97.2% | $594-77.1% |