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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP4+ years Service code 12 · EIN 93-1253576 | Recordkeeping and information managem... | $57,135 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,133 | $42,396-40.7% | $67,313-62.7% | $56,289-55.4% |
| Participation rate | 67.5% | 61.0%+6.5pp | 69.1%-1.6pp | 69.9%-2.3pp |
| Annual return | -5.70% | -36.63%+30.9pp | -4.08%-1.6pp | -9.96%+4.3pp |
| Employer contribution / active EE | $0 | $1,414-100.0% | $2,566-100.0% | $2,111-100.0% |
| Participant deferral / active EE | $2,543 | $2,360+7.8% | $3,568-28.7% | $3,350-24.1% |
| Admin fee / account holder | $154 | $510-69.8% | $4,507-96.6% | $521-70.5% |