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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP3+ years Service code 12 · EIN 93-1253576 | Custodial (other than securities); Cl... | $62,354 |
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,638 | $46,297-40.3% | $71,671-61.4% | $62,293-55.6% |
| Participation rate | 75.2% | 60.6%+14.6pp | 68.7%+6.5pp | 69.5%+5.7pp |
| Annual return | 10.95% | 22.32%-11.4pp | 20.65%-9.7pp | 28.90%-17.9pp |
| Employer contribution / active EE | $0 | $1,412-100.0% | $2,460-100.0% | $2,042-100.0% |
| Participant deferral / active EE | $3,341 | $2,235+49.5% | $3,438-2.8% | $3,169+5.4% |
| Admin fee / account holder | $184 | $461-60.1% | $5,558-96.7% | $479-61.7% |