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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,538 | $100,895+48.2% | $90,430+65.4% | $158,950-5.9% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 16.30% | 1725.54%-1709.2pp | 1293.73%-1277.4pp | 302.91%-286.6pp |
| Employer contribution / active EE | $4,195 | $3,689+13.7% | $3,262+28.6% | $4,762-11.9% |
| Participant deferral / active EE | $14,527 | $4,347+234.2% | $3,963+266.6% | $5,983+142.8% |
| Admin fee / account holder | $2,113 | $6,505-67.5% | $5,613-62.4% | $11,248-81.2% |