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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,840 | $90,607-15.2% | $79,467-3.3% | $135,380-43.2% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -12.96% | 977.74%-990.7pp | 718.30%-731.3pp | 519.81%-532.8pp |
| Employer contribution / active EE | $845 | $3,068-72.5% | $2,800-69.8% | $4,779-82.3% |
| Participant deferral / active EE | $807 | $4,050-80.1% | $3,704-78.2% | $5,609-85.6% |
| Admin fee / account holder | $1,138 | $5,895-80.7% | $5,104-77.7% | $10,828-89.5% |