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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,484 | $103,008+9.2% | $90,304+24.6% | $152,897-26.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 23.49% | 95.22%-71.7pp | 78.13%-54.6pp | 345.43%-321.9pp |
| Employer contribution / active EE | $3,735 | $3,139+19.0% | $2,855+30.8% | $4,764-21.6% |
| Participant deferral / active EE | $13,863 | $4,281+223.8% | $3,885+256.8% | $5,851+136.9% |
| Admin fee / account holder | $1,527 | $6,175-75.3% | $5,354-71.5% | $11,599-86.8% |