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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,628 | $102,635-69.2% | $86,209-63.3% | $139,456-77.3% |
| Participation rate | 88.9% | 74.5%+14.4pp | 69.0%+19.9pp | 80.3%+8.6pp |
| Annual return | 18.63% | 1923.53%-1904.9pp | 1169.05%-1150.4pp | 373.45%-354.8pp |
| Employer contribution / active EE | $1,596 | $3,034-47.4% | $2,381-33.0% | $4,753-66.4% |
| Participant deferral / active EE | $2,580 | $4,677-44.8% | $3,986-35.3% | $6,711-61.6% |
| Admin fee / account holder | $910 | $8,661-89.5% | $6,853-86.7% | $11,407-92.0% |