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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,537 | $99,011-92.4% | $86,582-91.3% | $147,586-94.9% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 17.77% | 1312.75%-1295.0pp | 965.08%-947.3pp | 578.59%-560.8pp |
| Employer contribution / active EE | $1,512 | $3,132-51.7% | $2,839-46.8% | $4,876-69.0% |
| Participant deferral / active EE | $2,515 | $3,972-36.7% | $3,609-30.3% | $5,439-53.8% |
| Admin fee / account holder | $1,106 | $5,709-80.6% | $4,904-77.5% | $10,886-89.8% |