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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,019 | $80,985+43.3% | $96,576+20.1% | $75,181+54.3% |
| Participation rate | 88.0% | 71.8%+16.2pp | 76.0%+12.0pp | 67.2%+20.8pp |
| Annual return | 13.20% | 27.05%-13.8pp | 25.87%-12.7pp | 160.69%-147.5pp |
| Employer contribution / active EE | $2,770 | $2,282+21.3% | $2,965-6.6% | $2,671+3.7% |
| Participant deferral / active EE | $6,681 | $3,929+70.0% | $4,851+37.7% | $4,126+61.9% |
| Admin fee / account holder | $1,696 | $6,719-74.8% | $8,253-79.5% | $5,650-70.0% |