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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,270 | $72,492-0.3% | $87,104-17.0% | $72,975-1.0% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 29.51% | 24.46%+5.1pp | 28.19%+1.3pp | 81.01%-51.5pp |
| Employer contribution / active EE | $2,185 | $1,894+15.3% | $2,521-13.4% | $2,440-10.5% |
| Participant deferral / active EE | $3,648 | $3,270+11.6% | $4,048-9.9% | $3,608+1.1% |
| Admin fee / account holder | $473 | $5,055-90.6% | $7,491-93.7% | $5,124-90.8% |