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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,106 | $100,073-63.9% | $85,126-57.6% | $145,877-75.2% |
| Participation rate | 69.6% | 74.1%-4.5pp | 67.5%+2.0pp | 80.3%-10.7pp |
| Annual return | 12.59% | 84.11%-71.5pp | 66.63%-54.0pp | 551.28%-538.7pp |
| Employer contribution / active EE | $1,550 | $3,236-52.1% | $2,731-43.3% | $4,663-66.8% |
| Participant deferral / active EE | $3,242 | $5,294-38.8% | $4,523-28.3% | $6,691-51.5% |
| Admin fee / account holder | $5,182 | $7,261-28.6% | $6,160-15.9% | $13,402-61.3% |