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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,690 | $45,872-44.0% | $77,096-66.7% | $68,486-62.5% |
| Participation rate | 76.0% | 55.9%+20.1pp | 67.9%+8.1pp | 67.9%+8.1pp |
| Annual return | -21.96% | 1.73%-23.7pp | 42.35%-64.3pp | -7.85%-14.1pp |
| Employer contribution / active EE | $1,477 | $1,650-10.4% | $2,814-47.5% | $2,597-43.1% |
| Participant deferral / active EE | $3,828 | $2,963+29.2% | $4,429-13.6% | $4,028-5.0% |
| Admin fee / account holder | $643 | $3,041-78.8% | $5,428-88.1% | $5,404-88.1% |