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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,437 | $52,279-66.6% | $89,435-80.5% | $79,856-78.2% |
| Participation rate | 63.4% | 57.5%+5.9pp | 68.0%-4.6pp | 69.6%-6.2pp |
| Annual return | 36.99% | 22.16%+14.8pp | 245.55%-208.6pp | 31.71%+5.3pp |
| Employer contribution / active EE | $930 | $1,572-40.8% | $2,587-64.1% | $2,471-62.4% |
| Participant deferral / active EE | $2,274 | $2,740-17.0% | $3,890-41.5% | $3,741-39.2% |
| Admin fee / account holder | $521 | $3,356-84.5% | $4,884-89.3% | $5,306-90.2% |