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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,106 | $100,203-64.0% | $85,240-57.6% | $145,897-75.3% |
| Participation rate | 69.6% | 74.1%-4.5pp | 67.5%+2.0pp | 80.3%-10.7pp |
| Annual return | 12.59% | 84.28%-71.7pp | 66.75%-54.2pp | 552.29%-539.7pp |
| Employer contribution / active EE | $1,550 | $3,242-52.2% | $2,735-43.3% | $4,663-66.8% |
| Participant deferral / active EE | $3,242 | $5,299-38.8% | $4,527-28.4% | $6,689-51.5% |
| Admin fee / account holder | $5,182 | $7,265-28.7% | $6,165-15.9% | $13,390-61.3% |