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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,106 | $99,921-63.9% | $85,009-57.5% | $145,959-75.3% |
| Participation rate | 69.6% | 74.1%-4.5pp | 67.5%+2.1pp | 80.3%-10.7pp |
| Annual return | 12.59% | 83.89%-71.3pp | 66.47%-53.9pp | 561.95%-549.4pp |
| Employer contribution / active EE | $1,550 | $3,233-52.1% | $2,728-43.2% | $4,661-66.7% |
| Participant deferral / active EE | $3,242 | $5,293-38.8% | $4,522-28.3% | $6,689-51.5% |
| Admin fee / account holder | $5,182 | $7,252-28.5% | $6,153-15.8% | $13,398-61.3% |