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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,482 | $217,427-42.3% | $185,837-32.5% | $167,518-25.1% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 11.31% | 148.39%-137.1pp | 122.08%-110.8pp | 478.71%-467.4pp |
| Employer contribution / active EE | $3,382 | $5,874-42.4% | $5,168-34.6% | $4,838-30.1% |
| Participant deferral / active EE | $3,187 | $6,357-49.9% | $5,568-42.8% | $6,342-49.7% |
| Admin fee / account holder | $1,640 | $19,816-91.7% | $16,241-89.9% | $12,312-86.7% |