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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,719 | $181,896-54.5% | $156,551-47.2% | $273,972-69.8% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 2.50% | 30.74%-28.2pp | 32.23%-29.7pp | 41.46%-39.0pp |
| Employer contribution / active EE | $6,361 | $6,248+1.8% | $5,501+15.6% | $4,869+30.7% |
| Participant deferral / active EE | $5,482 | $5,550-1.2% | $4,871+12.5% | $5,287+3.7% |
| Admin fee / account holder | $23,540 | $15,560+51.3% | $13,028+80.7% | $10,133+132.3% |