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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,845 | $100,073+122.7% | $85,126+161.8% | $145,877+52.8% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 22.36% | 84.11%-61.7pp | 66.63%-44.3pp | 551.28%-528.9pp |
| Employer contribution / active EE | $3,749 | $3,236+15.9% | $2,731+37.3% | $4,663-19.6% |
| Participant deferral / active EE | $15,942 | $5,294+201.1% | $4,523+252.4% | $6,691+138.3% |
| Admin fee / account holder | $2,869 | $7,261-60.5% | $6,160-53.4% | $13,402-78.6% |