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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,823 | $114,093+10.3% | $96,171+30.8% | $167,536-24.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 22.62% | 190.00%-167.4pp | 192.04%-169.4pp | 478.82%-456.2pp |
| Employer contribution / active EE | $3,881 | $3,429+13.2% | $2,799+38.7% | $4,839-19.8% |
| Participant deferral / active EE | $15,298 | $5,197+194.4% | $4,350+251.7% | $6,342+141.2% |
| Admin fee / account holder | $6,407 | $6,899-7.1% | $5,538+15.7% | $12,315-48.0% |