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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,685 | $26,137+227.8% | $58,561+46.3% | $74,460+15.1% |
| Participation rate | 12.1% | 32.2%-20.0pp | 50.9%-38.7pp | 70.7%-58.6pp |
| Annual return | 17.16% | 32.53%-15.4pp | 4251.33%-4234.2pp | 34.38%-17.2pp |
| Employer contribution / active EE | $132 | $537-75.3% | $1,053-87.4% | $2,638-95.0% |
| Participant deferral / active EE | $719 | $1,076-33.2% | $1,923-62.6% | $4,530-84.1% |
| Admin fee / account holder | $4,259 | $648+557.2% | $2,520+69.0% | $348+1124.6% |