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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $10,871 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,673 | $30,107+141.4% | $61,452+18.3% | $64,819+12.1% |
| Participation rate | 13.3% | 36.4%-23.1pp | 52.6%-39.3pp | 71.5%-58.2pp |
| Annual return | -17.05% | -13.99%-3.1pp | 338.96%-356.0pp | 32.84%-49.9pp |
| Employer contribution / active EE | $141 | $537-73.8% | $1,160-87.9% | $2,507-94.4% |
| Participant deferral / active EE | $776 | $1,126-31.1% | $2,125-63.5% | $4,311-82.0% |
| Admin fee / account holder | $220 | $148+48.5% | $2,131-89.7% | $188+17.2% |