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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,047 | $81,233+221.4% | $155,567+67.8% | $80,874+222.8% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 16.96% | 33.33%-16.4pp | 64.74%-47.8pp | 35.62%-18.7pp |
| Employer contribution / active EE | $5,914 | $3,101+90.7% | $4,674+26.5% | $2,756+114.6% |
| Participant deferral / active EE | $7,709 | $3,452+123.3% | $5,628+37.0% | $4,297+79.4% |
| Admin fee / account holder | $34,515 | $7,998+331.6% | $15,916+116.8% | $6,935+397.7% |