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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,157 | $81,457-2.8% | $103,378-23.4% | $80,911-2.2% |
| Participation rate | 59.0% | 66.8%-7.9pp | 74.5%-15.5pp | 67.6%-8.7pp |
| Annual return | 11.69% | 25.58%-13.9pp | 24.91%-13.2pp | 35.63%-23.9pp |
| Employer contribution / active EE | $1,546 | $3,107-50.2% | $3,870-60.0% | $2,756-43.9% |
| Participant deferral / active EE | $5,084 | $3,871+31.3% | $5,058+0.5% | $4,297+18.3% |
| Admin fee / account holder | $16,538 | $6,717+146.2% | $8,401+96.9% | $6,935+138.5% |