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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,445 | $63,346-64.6% | $92,240-75.7% | $70,126-68.0% |
| Participation rate | 53.8% | 68.7%-14.8pp | 76.5%-22.6pp | 69.5%-15.7pp |
| Annual return | 20.10% | 530.19%-510.1pp | 176.29%-156.2pp | 73.15%-53.0pp |
| Employer contribution / active EE | $1,159 | $2,471-53.1% | $3,680-68.5% | $2,343-50.5% |
| Participant deferral / active EE | $3,478 | $2,854+21.9% | $3,897-10.8% | $3,332+4.4% |
| Admin fee / account holder | $0 | $3,841-100.0% | $5,194-100.0% | $4,645-100.0% |