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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,587 | $211,105-36.7% | $178,449-25.1% | $145,978-8.5% |
| Participation rate | 80.0% | 80.8%-0.8pp | 77.1%+2.9pp | 80.3%-0.3pp |
| Annual return | 17.05% | 30.19%-13.1pp | 27.09%-10.0pp | 550.52%-533.5pp |
| Employer contribution / active EE | $3,114 | $4,569-31.8% | $3,951-21.2% | $4,662-33.2% |
| Participant deferral / active EE | $8,340 | $6,959+19.8% | $6,277+32.9% | $6,690+24.7% |
| Admin fee / account holder | $1,223 | $12,017-89.8% | $10,362-88.2% | $13,400-90.9% |