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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,097 | $190,879-65.9% | $160,009-59.3% | $134,532-51.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -9.19% | 552.63%-561.8pp | 408.85%-418.0pp | 418.27%-427.5pp |
| Employer contribution / active EE | $13,515 | $4,995+170.6% | $4,225+219.9% | $4,741+185.1% |
| Participant deferral / active EE | $6,119 | $6,924-11.6% | $6,183-1.0% | $6,401-4.4% |
| Admin fee / account holder | $1,932 | $10,495-81.6% | $8,715-77.8% | $11,429-83.1% |