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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,904 | $156,927-81.6% | $121,169-76.1% | $139,456-79.3% |
| Participation rate | 41.2% | 76.4%-35.3pp | 69.5%-28.3pp | 80.3%-39.2pp |
| Annual return | 35.40% | 1475.85%-1440.5pp | 986.71%-951.3pp | 373.45%-338.1pp |
| Employer contribution / active EE | $319 | $5,542-94.2% | $4,168-92.3% | $4,753-93.3% |
| Participant deferral / active EE | $2,457 | $4,848-49.3% | $4,083-39.8% | $6,711-63.4% |
| Admin fee / account holder | $2,034 | $6,946-70.7% | $5,645-64.0% | $11,407-82.2% |